Know what you own, owe,
spend and need to do next.
Kosha gathers your family's whole financial life into one calm place — investments, property, loans, bills, insurance and goals — and tells you, every morning, exactly where you stand and what deserves your attention.
What you own
One honest net worth figure — shares, funds, gold, property, deposits and cash, with real returns per holding.
What you owe
Loans, EMIs and builder instalments with interest and principal separated, so payoff choices are obvious.
What you spend
Snap a receipt or import a statement. Kosha sorts it, spots creeping bills and shows where money leaks.
What to do next
Overdue bills, renewals, expiring cover and goals off track — surfaced before they become a problem.
Not another budgeting app.
Most money apps show you last month's spending. Kosha keeps a complete, reconciled picture of family wealth — and turns it into decisions you can act on today.
Proper accounting, quietly
Every rupee is tracked lot by lot, so returns, gains and totals reconcile instead of roughly matching.
Built for a family
Shared goals, per-person spending and joint cover — not a single-person budgeting app.
Markets, explained for you
Daily reading of the news and economy, written against the holdings you actually own.
Private by default
Your records are yours. No adverts, no data selling, no sharing with anyone you did not invite.
Start with one account. Build the whole picture.
Add a bank account, a holding or a loan and Kosha begins working straight away. No spreadsheets to rebuild, no setup marathon.
Create your free account